Cobalt Housing Limited

5,773 homes, mostly in Liverpool and Knowsley. Registered social landlord no. L4361. On this page: what their tenants say, how they handle complaints, the regulator's grades, how many homes they own and where, typical rents and how to swap your home.

Size, areas and typical rents

Cobalt Housing Limited owns about 5,773 social homes across 2 council areas (2024/25).

marks a place guide in that council area: what it's like to live there, rents and homes to swap.

Typical weekly rents

Average housing association rents in the areas this landlord works in, weighted by where its homes are, 2024/25. Your own rent depends on the exact home.

SizeSocial rentAffordable rent
Bedsit£82-
1 bed£90£113
2 bed£101£126
3 bed£109£133
4 bed£119£153

The regulator's verdict

The Regulator of Social Housing grades landlords on how well they look after tenants (consumer standards, C1 best to C4 worst) and, for housing associations, on governance (G) and financial viability (V).

C1 Consumer standards meets the consumer standards · Jun 2026
G1 Governance well governed · Nov 2025
V2 Financial viability financially viable but with risks to manage · Nov 2025

Councils are graded on consumer standards only. A grade is a snapshot at the date shown; the regulator publishes updates as it inspects.

Homes to swap from Cobalt Housing Limited tenants

No Cobalt Housing Limited tenants have listed a home yet. Are you one? List your home and it will appear here.

What tenants say

From the regulator's Tenant Satisfaction Measures survey, 2024/25, based on 1,085 tenant responses. Each figure is the share of tenants who said they were satisfied.

Satisfied with the overall service 65.1% worse than the sector median of 71.8%
Satisfied with repairs 64.4% worse than the sector median of 73.6%
Satisfied with time taken for repairs 63.8% worse than the sector median of 69.5%
Home is well maintained 62.3% worse than the sector median of 71.9%
Home is safe 66.3% worse than the sector median of 77.6%
Landlord listens and acts 58.5% worse than the sector median of 61.6%
Kept informed 65.9% worse than the sector median of 72.0%
Treated fairly and with respect 71.1% worse than the sector median of 77.9%
Satisfied with complaints handling 36.4% about the sector median (35.5%)
Communal areas clean and well maintained 67.5% about the sector median (66.7%)
Positive contribution to the neighbourhood 60.6% worse than the sector median of 64.6%
Satisfied with handling of anti-social behaviour 57.7% worse than the sector median of 59.5%

The thin marker on each bar is the median across all landlords in the data set. The landlord's own TSM report: cobalthousing.org.uk/about-us/performance/.

Repairs, safety and complaints

From the landlord's own records reported to the regulator for 2024/25.

99.8% Gas safety checks completed about the sector median (100.0%)
100% Fire risk assessments completed about the sector median (100.0%)
100% Asbestos surveys completed about the sector median (100.0%)
100% Legionella risk assessments completed about the sector median (100.0%)
86.8% Lift safety checks completed worse than the sector median of 100.0%
0.2% Homes NOT meeting the Decent Homes Standard about the sector median (0.5%)
86.6% Non-emergency repairs done on time better than the sector median of 82.5%
93.7% Emergency repairs done on time worse than the sector median of 94.9%
58.4 Stage 1 complaints per 1,000 homes worse than the sector median of 53.9
98.8% Stage 1 complaints answered on time better than the sector median of 89.9
14.6 Stage 2 complaints per 1,000 homes worse than the sector median of 8.4
100% Stage 2 complaints answered on time better than the sector median of 88.9
50.2 Anti-social behaviour cases per 1,000 homes worse than the sector median of 36.0

Repair targets: 20 24

Housing Ombudsman decisions

In the Ombudsman's 2025-26 review, Cobalt Housing Limited had 6 complaint determinations. 100% of findings went against the landlord (sector average 60%).

100%maladministration rate
worse than the sector average of 60%
23orders made
£3,250compensation ordered

The Housing Ombudsman has published 18 decisions about Cobalt Housing Limited in its searchable archive.

9maladministration
4partial maladministration
  • Housing Association (202345595) Maladministration Mar 2026

      Decision Case ID 202345595 Decision type Investigation Landlord Cobalt Housing Limited Landlord type Housing Association Occupancy Secure Tenancy Date 11 March 2026 Background The resident has reported guttering, drainpipe, and chimney br

  • Housing Association (202415788) Maladministration Jul 2025

    The complaint is about the landlord's handling of: The resident\u2019s reports of damp and mould. The resident\u2019s reports of a roof leak. The replacement of the resident\u2019s windows and doors. The resident\u2019s reports of repairs

  • Housing Association (202323944) Maladministration Jun 2025

    The complaint is about the landlord\u2019s handling of the resident\u2019s reports of damp and repairs in the bathroom. The Ombudsman has also considered the landlord\u2019s complaint handling.

  • Housing Association (202113543) Maladministration Jun 2025

    The complaint is about the landlord\u2019s handling of the resident\u2019s: Concerns about his service charge. Request for information. The Ombudsman has also looked at the landlord\u2019s complaint handling.

  • Housing Association (202335451) Maladministration Apr 2025

    The complaint is about the landlord's administration of the resident's property pool plus (PPP) application and request it uploads supporting documents.

  • Old Property Condition categories (202318032) Maladministration Feb 2025

    The complaint relates to the landlord\u2019s response to the resident\u2019s concerns about damp.

Source: the Housing Ombudsman decisions archive, checked 14 Oct 2026. To see every case, search the archive for "Cobalt Housing Limited". Most landlords have some upheld complaints; compare the numbers with the landlord's size.

Swapping with a tenant of Cobalt Housing?

Both landlords have to approve a mutual exchange, and both have 42 days to decide. They can only refuse on the grounds set out in the Housing Act 1985. Get the application in early, keep your rent account clear, and ask for the decision in writing.

Page last updated:

Sources