What it's like to live in Chatham

What is it like to live in Chatham? It is a busy riverside town in Medway, Kent, with a real working, mixed feel to it and none of the polish of a commuter village. It suits people who like having everything close by and a bit of life around them. The Pentagon Shopping Centre and the Riverside Gardens by the water are both a short step from the middle.

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Chatham sits on the River Medway in Kent, one of the string of towns that make up the Medway area. With around 76,800 people at the last full count, it is a proper working town rather than a quiet suburb, and it has the shops, buses and trains to match.

This guide is for council and housing association tenants thinking about a mutual exchange to Chatham. It sticks to what is actually here: the schools and parks nearby, how you might get about, what social rents look like across Medway, and what to expect from the housing.

Chatham will not suit everyone. It is busy, built up and lively in the centre. But if you want a town where most things are close at hand, it is worth a look.

Swapping to Chatham: key facts

Can I swap my council or housing association home to Chatham?

Yes, if you are already a council or housing association tenant. Mutual exchange means swapping homes with another social tenant, so it does not depend on the council waiting list: you need a tenant in or near Chatham who wants your area, and both landlords must agree. Landlords have 42 days to decide and can only refuse on set legal grounds. In 2024 to 2025, 24 council homes in Medway changed tenants by mutual exchange. On 10 November 2026, 1 tenant wanted to move to Chatham on Mutual Home Exchange.

How long is the council housing waiting list in Chatham?

3,252 households were on the Medway housing register on 31 March 2025, down 33% on a year earlier. 510 social homes were let through the council in 2024 to 2025, roughly 6.4 households for every home let. Source: Local Authority Housing Statistics, Ministry of Housing, Communities and Local Government.

How much is social rent in Chatham?

Average weekly social rents in the Medway council area in 2025/26: 1 bed £93 council, £104 housing association; 2 bed £106 council, £121 housing association; 3 bed £122 council, £140 housing association. Affordable rent homes cost more, typically 60 to 80% of market rent. Source: Regulator of Social Housing.

How much social housing is there in Chatham and who owns it?

13.6% of homes in the Medway council area are social housing (council 4.1%, housing association 9.5%), against 17.1% across England, according to the 2021 Census. The biggest social landlords there are Medway Council (3,050 homes), Moat Homes Limited (1,171 homes) and London & Quadrant Housing Trust (814 homes).

How Busy Is The Swap Market In Chatham?

0homes to swap within 5 miles
1tenant wants to move here
3,252households on the Medway waiting list

Figures as of 10 November 2026, updated every night. The waiting list figure is from 2024 to 2025 government data.

Which homes are available to swap near Chatham?

Homes are shown near their address, not on it. Contains OS data © Crown copyright and database right. Source: Office for National Statistics, Open Government Licence.

1 tenant wants to move to Chatham

Someone is already looking to swap into this area. Do you rent a council or housing association home here? Sign up today and you could become a home exchange match together.

What is housing like in Chatham and who lives there?

Social renting is a smaller slice of the market here than nationally: 13.6% of homes across Medway are socially rented, against 17.1% for England, with 64.7% owned and 20.2% privately rented. That means fewer social homes in the mix, so swaps can take patience.

Medway Council is the biggest social landlord with around 3,037 homes, followed by Moat Homes with 1,174, London and Quadrant with 816, Orbit with 724 and Southern Housing with 670.

Average weekly social rents in Medway for 2024/25 were about £95 for a one bed, £111 for a two bed and £129 for a three bed. Your own rent will depend on your landlord and property, so check before you commit.

The age profile is fairly young, with 27.4% of Medway residents aged 25 to 44 and 16.5% aged 65 and over, below the England figure of 18.4%.

76,792people in Chatham itself (2011)
279,773people in the Medway council area

Who owns the homes

Social housingcouncil 4.1% · housing association 9.5%13.6% Medway17.1% England
Owner occupied64.7% Medway61.3% England
Private rented20.2% Medway20.5% England

Share of homes in the Medway council area, Census 2021.

Ages

Under 1620.3% Medway18.6% England
16 to 2410.3% Medway10.6% England
25 to 4427.4% Medway26.6% England
45 to 6425.5% Medway25.8% England
65 and over16.5% Medway18.4% England

Share of people in each age group, Census 2021.

Council waiting list and lettings

3,252households on the Medway housing register31 March 2025 · down 33% on a year earlier
510social homes let through the council in 2024 to 2025council homes 165 · housing association nominations 345
24council homes swapped by mutual exchange2024 to 2025 · council-owned homes only
1 bed1,499
2 bed794
3 bed737
4+ bed222

Households on the register by the size of home they need.

That is roughly 6.4 households waiting for every social home let in a year. Mutual exchange doesn't use the waiting list: if you already have a council or housing association home, swapping with another tenant can be a quicker way to move to Chatham.

A register counts households who have applied, so it isn't a simple queue: some are already social tenants hoping to transfer, and people can be on more than one council's list.

Typical weekly social rents in the Medway council area

Bedsit£80 Council£88 Housing association
1 bed£93 Council£104 Housing association
2 bed£106 Council£121 Housing association
3 bed£122 Council£140 Housing association
4 bed£133 Council£158 Housing association

Social rent averages for 2025/26. Affordable rent homes cost more, typically 60 to 80% of market rent.

Biggest social landlords in the council area

Compare these landlords against every other on tenant satisfaction, repairs and complaints.

What is it like to live in Chatham?

The centre is compact. Chatham Library and Community Hub, a Sainsbury's, Boots and the bus station all sit within a few hundred metres of each other, so a trip out can be done on foot if you live centrally.

Like any busy town centre, a fixed one-mile circle here records a high number of police incidents each month, and most of them are minor or antisocial behaviour rather than anything serious. It is worth walking a street at different times of day before you commit, as with anywhere.

What are the schools and family life like in Chatham?

There is a good spread of primary schools close in. Brompton Westbrook Primary is about 0.4 miles away, with New Road Primary, Saint Michael's RC Primary and Nursery, and St Johns Infants all around half a mile, and All Saints C of E Primary at 0.7 miles.

For older children, The Victory Academy is roughly 1.2 miles, with Waterfront UTC, Rivermead School, The Robert Napier School and Thomas Aveling School all within two miles. Check each school's admissions and latest inspection yourself, as places and catchments change.

Across the wider Medway area, 20.3% of residents are under 16, a little above the England figure of 18.6%. It is a young area, and that shows in the number of families around.

Medway Maritime Hospital is under a mile away, and there are several GP practices and pharmacies close to the centre.

Primary schools

  • Brompton-Westbrook Primary School0.4 mi
  • St Michael Catholic Primary and Nursery School0.5 mi
  • New Road Primary School0.5 mi
  • St John's Church of England Infant School0.5 mi
  • Blue Sky School0.6 mi

Secondary schools

  • Fort Pitt Grammar School0.6 mi
  • Brompton Academy0.6 mi
  • Trinity School and College0.7 mi
  • Rochester Independent College0.7 mi
  • St John Fisher Catholic Comprehensive School0.7 mi

Parks

  • Riverside Gardensnearby
  • Great Lines Heritage Park0.4 mi
  • Victoria Gardens0.4 mi
  • Fort Pitt Gardens0.5 mi
  • Furrell's Park0.7 mi

Libraries

  • Chatham Library & Community Hubnearby
  • Rochester Community Hub0.8 mi
  • Gillingham Library0.8 mi
  • Drill Hall Library Block A1.1 mi
  • Drill Hall Library Block B1.1 mi

What shops and everyday essentials are in Chatham?

Supermarkets

  • Sainsbury'snearby
  • Arena Food Centre0.4 mi
  • Co-op Food0.8 mi
  • Red Pepper0.8 mi
  • Lahore Meat & Grocers1 mi

Pharmacies

  • Bootsnearby
  • Paydens0.4 mi
  • Brompton Pharmacy0.5 mi
  • Well Pharmacy0.6 mi
  • Payden's Ltd0.8 mi

Hospitals

  • Medway Maritime Hospital0.8 mi
  • Will Adams NHS Treatment Centre2.2 mi

Shopping centres

  • The Pentagon Shopping Centrenearby
  • Dockside Outlet Centre1.2 mi

How do you get around Chatham?

Chatham station is about half a mile from the centre, and Rochester and Gillingham stations are both within roughly a mile, so you have a genuine choice of three stations. That is unusual and useful, especially if one line is disrupted or one route happens to suit your work better.

The Waterfront bus station sits right in the middle of town, with several stops serving different routes. If you do not drive, that makes Chatham one of the easier Medway towns to live in without a car.

Drivers will find the town well connected to the rest of Medway, though the centre is busy and parking varies a lot street by street. Ask your swap partner what the parking is like where they are before you agree anything.

Train stations

  • Chatham0.4 mi
  • Rochester0.8 mi
  • Gillingham1.1 mi
  • Strood1.4 mi
  • Fort Apache1.9 mi

Bus stations

  • Chatham Waterfront Bus Stationnearby

What is there to do in Chatham?

Green space is closer than you might expect for a town centre. Millennium Memorial Garden, Town Hall Gardens and Riverside Gardens are all within a few minutes' walk, with the Chatham Naval Memorial and Victoria Gardens a little further. They are small and civic rather than big open country, but they break up the streets.

For shopping, the Pentagon Shopping Centre is the main draw, with the Trafalgar Centre nearby and Dockside about a mile away. ODEON Chatham is just over a mile off and Cineworld Rochester about two.

Evenings are lively. Tap 'n' Tin, Coyotes and the Prince of Wales are all in or near the centre, and Discobowl offers something for families too. There are several gyms within half a mile, plus community spaces like The Baobab Centre and Bookshop and Second Chance Medway Community Centre.

Gyms

  • PureGym1.2 mi
  • truGym1.2 mi
  • Chimera Climbing1.3 mi
  • TKO Elite1.3 mi
  • The Gym Group1.4 mi

Cinemas

  • Odeon1.1 mi
  • Cineworld Rochester2.2 mi

Pubs and bars

  • The Command Housenearby
  • The Thomas Waghornnearby
  • The Prince of Walesnearby
  • The Jolly Caulkers0.3 mi
  • Coyotes0.3 mi

Nightlife

  • Tap 'n' Tin0.3 mi
  • Aaron P Stone's Casino Rooms0.8 mi

Community centres

  • Medway Voluntary Action0.4 mi
  • Lampard Centre0.5 mi
  • 11th Medway Scout Group0.7 mi
  • The Magpie Centre0.8 mi
  • Kent Autistic Trust0.8 mi

What is work and the local economy like in Chatham?

Across the Medway council area, 59.5% of adults are in work, slightly above the England figure of 57.4%, and unemployment sits at 3.6% against 3.5% nationally. Benefit claimants among 16 to 64 year olds were 4.2% in August 2026, close to the England figure of 4%.

In plain terms, the local job market is broadly typical for England rather than unusually strong or weak. Medway Maritime Hospital is a major presence under a mile from the centre, and the town centre itself has retail and hospitality around the Pentagon and the waterfront.

Three stations within about a mile give you options if your work is further afield, whether that is elsewhere in Kent or towards London.

Adults in work59.5% Medway57.4% England
Unemployed3.6% Medway3.5% England
Claiming unemployment benefitsAugust 20264.2% Medway4% England

Figures are for the Medway council area, Census 2021 and ONS claimant count.

How safe is Chatham?

Like every town centre, Chatham has police incidents logged each month. In August 2026 there were 894 within about a mile of the centre, made up of:

Anti-social behaviour reports193
Vehicle crime40
Bicycle theft5
Shoplifting80
Other theft65
Theft from the person6

Source: data.police.uk street-level crime. Counts cover a fixed one-mile radius around the centre, so busy high streets and stations always record far more than the residential streets around them, and most incidents are minor. Compare like with like: a similar-sized town centre, not a village.

Is Chatham a good place for social housing tenants?

Right now: 1 tenant wants to move here.

Right now there are only two social housing swap listings within 25 miles on Mutual Home Exchange: a one-bed flat in Staplehurst about 15 miles away, and a two-bed house in London around 24 miles away. That is a thin list, and it is worth being honest about it.

The way round it is to be visible. List your own home with clear photos and a straight description, then set Chatham or the wider Medway area as a desired area. New listings appear all the time, and tenants looking to move out of Chatham will find you.

It is free to list and free to search. If Chatham looks like the right fit, get your home on the site and let the matches come to you.

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Sources

  • Place names and locations: Ordnance Survey OS Open Names, Open Government Licence v3.0. Contains OS data © Crown copyright and database right 2026.
  • Nearby schools, shops, transport and leisure: © OpenStreetMap contributors.
  • Crime: data.police.uk, street-level crime for August 2026, Open Government Licence.
  • Population of Chatham itself: Wikidata, 2011 figure (CC0).
  • Rents and landlords' homes by council area: Regulator of Social Housing, Statistical Data Return 2025/26 (Open Government Licence).
  • Waiting list and lettings: Ministry of Housing, Communities and Local Government, Local Authority Housing Statistics 2024-25, for the Medway council area (Open Government Licence).
  • Population, age, work and housing: Office for National Statistics, Census 2021 and claimant count via Nomis, for the Medway council area.
  • Homes to swap: listings on Mutual Home Exchange within 5 miles of the centre of Chatham.
  • Photos: submitted by tenants and credited on each image.
  • The written guide was drafted from the sources above and checked by the site owner; figures are quoted as published.

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